John D. DeMaria

John D. DeMaria

Professional Designations: CLU, ChFC, CLTC

Domicile State: NY

Phone: 518-383-5544 x.222
Fax: 518-383-5889


1967 Graduate of the University of Scranton with Bachelor of Science Degree in Psychology.

Received Chartered Life Underwriter designation in 1980, Chartered Financial Consultant designation in 1985, is an Investment Advisor Representative of MML Investors Services, LLC., and received Certified Long Term Care designation in 2002.


Registered representative of MML Investors Services, LLC.


After college worked as a multiple line claims adjuster with the Travelers Insurance Company.  Joined the Albany Agency of the Connecticut Mutual Life Insurance Company in July, 1970.  Served as Agent’s Representative for the Connecticut Mutual (now Massachusetts Mutual Life Insurance Company (MassMutual)) and MassMutual’s Agent's Advisory Committee.


Founding Partner of DeMaria, Chrisey & Lovell, Inc. and Founding Principal of DeMaria Financial, LLC.  Organization focusing on qualified plans, employee benefits, comprehensive financial and estate planning, insurance, investments and financial strategies.

Professional Affiliations

Served on many Million Dollar Round Table Committees including: Vice-Chairman Program General Arrangements, Chairman of the Marketing Committee, the Professional Development Committee and the first Chairman of the On-Track Committee.  Ethics Committee member in 2000 and Chairman in 2001. Was on MDRT’s management council as Divisional Vice President of the Membership Services Division.  Member and then Chair of the MDRT Finance Committee and Corporate Giving Committee in 2004 & 2005.

Qualified for many Company and Industry Awards including:  

  • Company - qualifying member Leaders club since 1976, Blue Chip Council in 2005, 2007 and 2009. 
  • Industry- life and qualifying member of MDRT since 1976, member of MDRT honor roll, MDRT Court of the Table, National Sales Achievement award 18 years, National Quality award 13 years and Health Insurance Quality award 5 years.

Past President and Past National Committeeman of the Fulton-Montgomery Life Underwriters.  Currently, a member of the Capital District Association of Insurance and Financial Advisors and past chairman of their MDRT Committee.

Current member and Past President of the Eastern New York Chapter of Chartered Life Underwriters and Chartered Financial Consultants (Society of Financial Service Professionals). 

Former member and Board member of the Southern Saratoga Rotary where he also served as Chairman of the Vocational Avenue of Service.

Current member and Board Member of the Estate Planning Council of Eastern New York, working on the programs committee.   Current member of Saratoga, Schenectady, Fulton and Southern Saratoga Chambers of Commerce.  Also Board and Committee member of the Southern Saratoga County Chamber and a member of the Economic and Government Affairs Committee (EGAC).  Served on the Shenendehowa Central School District’s committee to implement the Compact for Learning.  Current Chairman of the Wildwood School’s Planned Giving Council and a member of the Foundation Board, as well as a Trustee for their Pooled Supplemental Needs Trust.  Also serves as a member of Partnership for Philanthropic Planning.  Current member of Association of Advanced Underwriting and gift planning group of NENY.


Lives and operates his office in Clifton Park, New York.  Married to Christine who assists in the business.

Hobbies include: golf, travel, tennis, reading and puttering.